For a Filipino borrower looking at Cash Mart in 2026, the biggest question is no longer simply whether the app exists or whether it displays an SEC registration number. The more important issue is whether the company behind the app currently has authority to operate as a lending company.
That distinction matters because Cash Mart’s website and mobile-app listings continue to display SEC Registration No. CS201610084 and Certificate of Authority No. 1849. However, the Securities and Exchange Commission’s current lending-company advisories include a May 19, 2025 action against Cash Mart Asia Lending Inc., and reporting on the SEC action states that its corporate registration and lending authority were revoked for continued regulatory noncompliance. (SEC Philippines)
This review examines Cash Mart as of September 17, 2026, including its regulatory history, advertised loan costs, application requirements, disbursement claims, privacy permissions, borrower feedback and the inconsistencies across its own disclosures. It does not involve a test loan or fabricated application experience.
| Borrower question | Current finding | Why it matters |
|---|---|---|
| Legal operator | Cash Mart identifies Cash Mart Asia Lending Inc. as the operator/lender | The legal company, not merely the app name, is what must hold lending authority. (Google Play) |
| SEC history | Historically SEC No. CS201610084, CA No. 1849 | These credentials existed, but historical registration does not establish current authority. (SEC Philippines) |
| Current regulatory concern | SEC records show a May 19, 2025 action against Cash Mart Asia Lending Inc.; the SEC later reported cancellation of registrations/licenses among affected companies | This is the most important issue to verify before entering a new loan. (SEC Philippines) |
| App status | Google Play still listed the app, updated February 16, 2026 | App-store availability is not equivalent to an SEC lending license. (Google Play) |
| Advertised amount | App/homepage: up to ₱30,000; FAQ/campaign page: up to ₱150,000 | Cash Mart’s public disclosures conflict, so a borrower should not rely on a headline maximum. (Google Play) |
| Processing fee | Website states 10% of principal | If deducted upfront, the cash actually received can be substantially lower than the stated principal. (Cash Mart) |
| Interest disclosure | Different Cash Mart pages display materially different rates and terms | The signed Disclosure Statement is more important than website advertising. (Cash Mart) |
| Disbursement | Cash Mart advertises within the day or around 24 working hours after signing; several App Store reviewers reported longer waits | Do not treat advertised disbursement timing as guaranteed emergency cash. (Cash Mart) |
| Late payment | Public FAQ says fees apply but does not clearly quantify the current Cash Mart late charge | The exact penalty should be stated in the contract before acceptance. (Cash Mart) |
| Privacy | App declares access to contacts, location and camera; privacy policy covers extensive financial, employment and transaction information | Check permissions before providing sensitive data, especially given NPC restrictions on excessive contact-list processing. (Google Play) |
Is Cash Mart legitimate and properly authorized in the Philippines in 2026?
Cash Mart had identifiable Philippine corporate and lending credentials historically, but its present regulatory position is materially different. The SEC lists a May 19, 2025 action against Cash Mart Asia Lending Inc., and I found no Cash Mart-specific public reinstatement notice through September 17, 2026. (SEC Philippines)
Who legally operates Cash Mart?
Cash Mart’s current Google Play listing names Cash Mart Asia Lending Inc. as the corporate operator and displays:
| Credential | Cash Mart/app disclosure |
|---|---|
| Corporate name | Cash Mart Asia Lending Inc. |
| SEC registration | CS201610084 |
| Certificate of Authority | 1849 |
| Product/app | Cash Mart |
| Address in Google Play listing | 53 Bayani Road, Western Bicutan, Fort Bonifacio, Taguig |
| Website | cashmart.ph |
The credentials themselves were not invented marketing numbers. An SEC list dated August 31, 2024 showed Cash Mart Asia Lending Inc., registration CS201610084, with Certificate of Authority 1849. Earlier SEC online-lending-platform records also associated Cashmart.ph with the same company. (SEC Philippines)
The problem is that those historical records predate the 2025 revocation action.
What happened to Cash Mart’s SEC status?
The SEC’s current Advisories and Notices page includes “CASH MART ASIA LENDING INC. — 19 May 2025.” Philippine Star reporting on the SEC action states that Cash Mart was among companies whose corporate registrations were revoked for continuing noncompliance. Seven of the nine affected companies had failed to submit required business plans under SEC Memorandum Circular No. 3, Series of 2022. (SEC Philippines)
The Credit Information Corporation subsequently suspended Cash Mart Asia Lending Inc.’s access to the Credit Information System after SEC revocation of its registration and license, providing independent confirmation that this was not simply an old website-listing issue. (BusinessMirror)
There is an important 2026 nuance. The SEC posted a March 18, 2026 notice titled “Modification of FinLenD Revocation Orders Dated 27 May 2025, Reinstating the Status of the Respondents Not Covered by FinLenD’s Jurisdiction and Authority.” Cash Mart’s publicly listed action is dated May 19, 2025, not May 27. That March notice therefore does not by itself establish that Cash Mart was reinstated. No Cash Mart-specific restoration notice was located in the SEC public advisories reviewed for this article. (SEC Philippines)
That makes a direct SEC status check essential before any new transaction.
Why the app’s license information is not enough
Cash Mart’s Google Play listing was updated on February 16, 2026 and still displays CA No. 1849. The Cash Mart website similarly states that the company is registered and describes itself as regulated by both the SEC and Credit Information Corporation. (Google Play)
Those displays do not override a later regulator action.
Under Republic Act No. 9474, a lending company cannot conduct lending business without authority to operate granted by the SEC. The CIC, meanwhile, is the country’s central repository of borrower credit information; it does not replace the SEC as the authority that licenses lending companies. (SEC Appointment System)
For that reason, describing Cash Mart simply as an “SEC-approved loan app” in 2026 would be misleading.
How much can you actually borrow from Cash Mart?
There is no single consistent public figure. The 2026 Google Play listing and Cash Mart homepage state a maximum of ₱30,000, while its FAQ and Google campaign page advertise as much as ₱150,000. The actual contractual offer is therefore more reliable than the headline limit. (Google Play)
The discrepancies are substantial:
| Cash Mart source | Advertised amount | Advertised tenor |
|---|---|---|
| Google Play listing | Up to ₱30,000 | 84–140 days |
| Main website | ₱3,000–₱30,000 | Weekly, bi-weekly or every 28 days |
| FAQ | ₱3,000–₱150,000 | Multiple weekly/bi-weekly structures |
| Campaign landing page | ₱3,000–₱150,000 | 14 days to 5 months |
Cash Mart also says borrowers can receive larger amounts on subsequent loans, subject to approval. That should be treated as a company claim, not a guaranteed credit-limit progression. (Cash Mart)
Who can apply?
The FAQ says applicants should be Filipino citizens living in the Philippines, generally aged 21 to 50, and employed, self-employed, or an OFW/seafarer’s allottee. The Google Play listing instead states 20 to 50 years old, another small but relevant inconsistency. (Cash Mart)
Document requirements vary by work type. Cash Mart’s FAQ says employed applicants may be asked for a government ID and may provide proof of billing, company ID and payslip. Business owners may face substantially heavier documentation, including DTI or SEC registration, three months of bank statements and financial statements or an ITR. Self-employed or home-based applicants may be asked for proof of billing and a recent statement of account. (Cash Mart)
Cash Mart does not publicly disclose its full underwriting model. Having the listed documents therefore does not guarantee approval.
What does a Cash Mart loan really cost?
Cash Mart’s public cost disclosures are inconsistent enough that a borrower should calculate the offer from the Disclosure Statement, not from one webpage. The recurring 10% processing fee is particularly important because it may materially change the cost relative to the cash actually received. (Cash Mart)
The main Cash Mart website currently states a 10% processing fee and an interest rate of 0.0571% per day, described as a 20.8415% APR. Yet the FAQ advertises 0.06% to 1% per day, while the campaign page gives a range from 0.0571% to 0.64% daily, equivalent on that page to an APR of 20.8415% to 233.6%. (Cash Mart)
The Google Play listing presents something different again: a maximum APR of 20.86%, an “Interest Rate: 0.80%” without clearly specifying the period for that figure, and an example where a ₱10,000 loan incurs ₱480 interest over six bi-weekly installments and 84 days. (Google Play)
These disclosures cannot all describe the same loan structure.
A ₱10,000 example shows why net proceeds matter
Cash Mart’s campaign page gives this published example:
| Item | Cash Mart example / analysis |
|---|---|
| Stated loan principal | ₱10,000 |
| Interest | 0.16% per day |
| Term | Five bi-weekly payments / about 70 days |
| Each payment | ₱2,224 |
| Stated total repayment | ₱11,120 |
| Processing fee disclosed elsewhere on same page | 10% of principal = ₱1,000 |
The page does not clearly explain whether the ₱1,000 processing fee is already reflected in the ₱11,120 repayment total or is deducted separately.
That distinction materially changes what a borrower experiences.
If the 10% fee were deducted upfront, a ₱10,000 approved principal would produce only ₱9,000 in usable cash. Paying ₱11,120 back would then mean a ₱2,120 difference between cash received and cash repaid—about 23.6% of the ₱9,000 net proceeds over roughly 70 days.
If instead the ₱1,000 fee is charged separately from the stated ₱11,120 repayment, the cash-flow structure would be different again.
This is why “₱10,000 approved” is not sufficient information. Before accepting any offer, the borrower needs to see:
Net amount received = approved principal − all upfront deductions
and then compare that amount with the total peso amount that must actually leave the borrower’s pocket.
Does Philippine law cap the interest?
Yes, but the widely cited ceiling does not apply to every loan in the Philippines.
BSP Circular No. 1133 covers unsecured, general-purpose loans from lending and financing companies and their online lending platforms where the amount does not exceed ₱10,000 and the tenor is no more than four months. For those covered loans, it sets a nominal-interest ceiling of 6% per month, an effective-rate ceiling of 15% per month inclusive of applicable fees and charges, a late-payment penalty ceiling of 5% per month on the scheduled amount due, and a total-cost cap of 100% of the amount borrowed.
The SEC’s 2026 advisories still refer to SEC Memorandum Circular No. 3, Series of 2022 and show that a proposal to recalibrate the ceilings was circulated for comments in October 2025. The public SEC material reviewed for this article did not show a later final rule replacing those ceilings. (SEC Philippines)
Cash Mart’s campaign page advertises rates up to 0.64% daily, but it does not show which loan amount and tenor receive that maximum rate. It would therefore be unsafe to label a particular Cash Mart offer compliant or noncompliant from the advertising alone. A covered ₱10,000-or-less short-term loan has to be tested using its actual contractual fees and effective rate.
How fast is Cash Mart approval and disbursement?
Cash Mart markets fast processing and says approved funds are generally processed within a working day after contract signing. That is an advertised target, not a guaranteed settlement time. Multiple App Store reviewers have reported longer processing or post-approval disbursement waits. (Cash Mart)
The FAQ says applicants should expect a verification call and that funds may be transferred within one working day after signing the contract. The campaign page similarly says Cash Mart “usually” processes approved cash disbursement within 24 working hours. (Cash Mart)
That is different from saying cash is guaranteed within 24 hours of starting an application.
Recent App Store feedback shows why the distinction matters. One April 2025 reviewer praised professional and responsive customer service while acknowledging slower processing. Reviews dated May and June 2025 reported situations where an application was allegedly approved and signed but disbursement took several additional days. Another displayed review described an application remaining pending for more than a week because of document-format requirements. These are individual reports and have not been independently verified, but repeated delay themes are relevant when assessing an emergency-credit product. (App Store)
Cash Mart’s own FAQ also identifies operational friction: applicants need accurate information, active contact details, clear documents and availability for a verification call. It states that character references may receive verification calls. (Cash Mart)
A three-minute application form should therefore not be confused with three-minute approval or three-minute funding.
How does repayment work, and what happens if you pay late?
Cash Mart publishes weekly and bi-weekly repayment structures and allows early payment, but its public FAQ does not clearly quantify the current late-payment charge. It tells borrowers to refer to the signed contract, Disclosure Statement and app for the applicable fee. (Cash Mart)
Cash Mart says the repayment schedule should appear in the mobile app, Disclosure Statement and email after disbursement. Its FAQ also permits repayment before the contractual due date. (Cash Mart)
One practical detail deserves attention: Cash Mart says a payment can take 24 to 48 hours after proof of payment is submitted before appearing in the app. (Cash Mart)
That creates a potential reconciliation problem close to a due date. A borrower should preserve the payment receipt, reference number and timestamp rather than assuming the app balance will update instantly.
This also aligns with one recurring borrower complaint. An October 2024 App Store reviewer alleged that reminders and claimed penalties continued despite the borrower having already paid and submitted proof. That is an anecdotal report rather than proof of a systemic problem, but Cash Mart’s own 24–48-hour posting statement makes payment documentation especially important. (App Store)
For loans covered by BSP Circular No. 1133—unsecured general-purpose loans of no more than ₱10,000 with a tenor of up to four months—the maximum late/non-payment penalty is 5% per month on the outstanding scheduled amount due. That ceiling should not be generalized to every Cash Mart loan or every Philippine credit product.
Can collectors contact other people?
Collection rights do not remove borrower protections.
SEC Memorandum Circular No. 18, Series of 2019 is the SEC rule addressing unfair debt collection by financing and lending companies. It restricts abusive collection conduct such as threats, offensive language and improper disclosure of borrower information. (SEC Appointment System)
Privacy rules go further where phone contacts are concerned. The National Privacy Commission states that a character reference is not automatically a guarantor. For debt collection, an online lender is expressly prohibited from contacting people in a borrower’s contact list other than those declared as guarantors. (National Privacy Commission)
How much personal information does Cash Mart collect?
Cash Mart’s published privacy documentation is broad. It covers identity, employment, salary, banking, transaction and credit-history information, while its Android listing declares location, contacts and camera permissions. Philippine privacy rules require such processing and permissions to remain necessary and proportionate. (Cash Mart)
Cash Mart’s privacy policy says information it may process includes personal and residential addresses, contact details, employment information, bank-account information, financial and transaction history, government IDs and photographs. It also describes obtaining salary, job-position and loan-history information from third parties in some circumstances. (Cash Mart)
The policy says data may be shared for legitimate loan-processing purposes with parties such as service providers, credit-check providers, payment providers, affiliates, collection agencies, authorities and, in some situations, purchasers of delinquent loans. (Cash Mart)
The Google Play listing separately declares that Cash Mart requests:
| App permission | Cash Mart’s stated purpose |
|---|---|
| Location | Finding nearby payment channels |
| Contacts | Nominating contact references |
| Camera | Scanning IDs and facial-recognition verification |
Google Play’s Data Safety section says the app may share financial information with third parties and may collect personal information, financial information and device or other IDs. Google also notes that this information is provided by the developer, and the listing states that users may request data deletion. (Google Play)
Does contacts permission mean Cash Mart can message everyone in your phone?
No.
The NPC’s amended rules prohibit unnecessary or excessive processing of loan applicants’ personal information. The regulator says processing contact data for verification must not become unrestrained, disproportionate or a tool for harassment. A character reference must be informed about how the lender obtained their contact information and be given an option to have that data removed as a character reference. (National Privacy Commission)
The NPC also specifically prohibits contacting other people from the borrower’s contact list for debt collection unless those people were declared guarantors. (National Privacy Commission)
That makes contacts access worth reviewing carefully rather than treating it as a routine smartphone permission.
What are borrowers saying about Cash Mart?
The Philippine App Store listing showed a 3.3/5 rating from 333 ratings when reviewed. Feedback is mixed: some users praise responsive customer service, while repeated negative themes include document friction, slower-than-expected processing, post-approval disbursement delays and payment-reconciliation complaints. (App Store)
These reviews should be treated as anecdotes, not a measured sample of all Cash Mart customers.
A positive April 2025 reviewer described Cash Mart’s customer support as professional and responsive despite slower processing. Another April review described a strict but relatively smooth document-verification process. (App Store)
Negative themes are more operational than purely app-technical. A May 2025 reviewer reported that an approved loan was not disbursed on the expected date. A June 2025 reviewer similarly alleged that approved funds remained undisbursed eleven days after approval. Other reviews describe strict document-format requirements, declined applications without detailed explanations, and repeated messages after payment. (App Store)
The sensible interpretation is not that every Cash Mart applicant will experience delays. It is that same-day funding should not be assumed until the money has actually reached the borrower’s bank or e-wallet.
What are the main advantages and disadvantages of Cash Mart?
Cash Mart’s public materials have some useful characteristics, but the 2025 regulatory action changes the weight that should be given to ordinary product features.
| Potential advantage | Important limitation |
|---|---|
| The legal company behind the consumer brand is identifiable | SEC records show a 2025 revocation action, and no Cash Mart-specific public reinstatement was identified in this review |
| Published contact details and physical addresses exist | Public availability does not establish current licensing |
| Website gives concrete examples of payment schedules | Product amounts, tenors and rates are inconsistent across Cash Mart pages |
| Early repayment is permitted according to the FAQ | The current late-payment fee is not clearly quantified on the public FAQ |
| Cash Mart publishes a Disclosure Statement concept and repayment schedule process | Borrowers still need the actual pre-contract disclosure for their own offer |
| Mobile application remains available | App-store presence is not a substitute for SEC authorization |
| Some reviewers praise customer-service responsiveness | Other reviewers report delays, document friction and payment-posting problems |
| Privacy documentation identifies substantial categories of information collected | Contacts and other permissions deserve careful scrutiny under NPC rules |
Who should be especially cautious about a Cash Mart loan in 2026?
The first decision factor is regulatory status, not the advertised interest rate. Until a borrower can verify that Cash Mart Asia Lending Inc. currently has authority to make new loans, accepting a new contract involves a regulatory uncertainty that cannot be resolved by the app’s old license number. (SEC Philippines)
Even if current authority were independently confirmed, the product would require extra scrutiny where the borrower needs guaranteed same-day funds, has irregular income, would need another loan to make the installments, or is relying on the ₱150,000 maximum shown on some pages.
A person borrowing for an emergency is particularly vulnerable to focusing on the approved principal instead of net proceeds. A 10% fee can materially alter the amount that reaches the bank account. Repayment frequency also matters: a bi-weekly obligation can arrive before the next monthly salary cycle.
The regulatory-status question should therefore be answered before, not after, uploading extensive financial information or signing a loan contract.
What should you verify before accepting a Cash Mart offer?
| Check | What you should have in writing |
|---|---|
| 1. Current SEC authority | Confirmation that Cash Mart Asia Lending Inc. currently holds authority to operate—not merely an old registration/CA number |
| 2. Exact lender | The company legally identified as “Lender” in the contract |
| 3. Approved principal | The face amount of the loan |
| 4. Net proceeds | The peso amount that will actually reach your account after every deduction |
| 5. Processing fee treatment | Whether the advertised 10% fee is deducted upfront, added to repayment, or otherwise incorporated |
| 6. Interest/EIR | Rate, calculation method and total finance charge for your specific offer |
| 7. Total repayment | Total pesos payable across all installments |
| 8. Due dates | Exact schedule—not just “bi-weekly” or “monthly” |
| 9. Late charges | Exact peso or percentage penalty and the balance on which it is calculated |
| 10. Disbursement condition | When the lender is contractually required to release funds after signing |
| 11. Payment posting | How proof of payment is handled during the stated 24–48-hour posting period |
| 12. Data permissions | Contacts, location, camera and the parties that may receive your financial information |
If any of those figures exists only in a phone conversation, request the applicable contract or disclosure in a form you can keep.
Cash Mart Loan FAQ
Can I repay Cash Mart early?
Cash Mart’s public FAQ says early repayment is permitted. It also links early repayment with eligibility to request another loan. The amount required for an early settlement should still be confirmed before paying, particularly if the contract contains fees or accrued charges. (Cash Mart)
Why hasn’t my Cash Mart payment appeared in the app?
Cash Mart says it may take 24 to 48 hours after submitting proof of payment for a payment to appear in the mobile application. Keep the receipt, transaction reference and timestamp and contact the lender promptly if the posting window passes without reconciliation. (Cash Mart)
Does Cash Mart report loans to the CIC?
Cash Mart’s privacy documents reference CIC and credit-information processing. Historically, it participated in the credit-information system. However, the CIC suspended Cash Mart Asia Lending Inc.’s CIS access in June 2025 following SEC revocation. I could not verify that this access had subsequently been restored, so its current reporting/access position should not be assumed. (Cash Mart)
Can I request deletion of my Cash Mart data?
The Google Play disclosure says users may request deletion, and Cash Mart’s privacy policy acknowledges rights including erasure and objection. Those rights do not necessarily mean every record must be erased immediately: the policy says some information may be retained for legal obligations, legitimate business purposes or the establishment and defense of legal claims. (Google Play)
Where can a borrower complain about privacy misuse?
The National Privacy Commission accepts formal complaints from data subjects who allege a privacy violation or personal-data breach. Its current instructions describe filing a completed complaint form or verified complaint together with supporting evidence. (National Privacy Commission)
A practical borrower decision framework
Cash Mart presents an unusual 2026 case. This is not an anonymous loan app with no identifiable company history: Cash Mart Asia Lending Inc. had documented SEC registration and Certificate of Authority No. 1849, and its online platform appeared in historical SEC records. The issue is what happened afterward.
The SEC’s 2025 revocation record, CIC’s subsequent suspension of Cash Mart’s credit-system access, and the absence of a Cash Mart-specific public reinstatement found in this review mean that an old CA number on the website or app should not be treated as proof of present authorization. (SEC Philippines)
For a prospective borrower, that is the first checkpoint. Verify current authority directly before entering a new loan.
If that question is satisfactorily resolved, the second checkpoint is the money itself: ignore the headline approved amount until you know exactly how much will reach your account. Compare that figure with every scheduled payment, the 10% processing fee, interest, late charges and the total amount repayable.
Then check timing. “Approved” is not the same as “disbursed,” and several borrower reports show why emergency borrowers should not commit another payment on the assumption that advertised same-day funds will arrive.
Finally, review the data permissions before uploading IDs, bank information, employment data or giving access to contacts. A short-term cash need should not prevent a borrower from checking how much personal information is being exchanged.
A loan only makes financial sense when the borrower knows the legal lender, net proceeds, full peso cost and repayment source—and can repay it without needing another loan to cover the first one.
Review methodology
This review used the supplied Philippine borrower-focused research scope and independently checked current SEC materials, BSP rules, CIC information, NPC guidance, Cash Mart’s website and privacy documentation, current app-store disclosures, and recent displayed borrower reviews. No Cash Mart loan was applied for, approved, funded or repaid as part of this review.
References
- SEC Advisories and Notices
Organization: Securities and Exchange Commission Philippines
Resource: Advisories and Notices Covering Lending Companies and Financing Companies
URL: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/advisories-and-notices/ - SEC — About Lending Companies and Financing Companies
Organization: Securities and Exchange Commission Philippines
Resource: Lending Companies and Financing Companies
URL: https://appointment.sec.gov.ph/lending-companies-and-financing-companies-2/lending-companies-and-financing-companies/ - SEC cancels licenses of more lending, financing companies
Organization: The Philippine Star
Resource: SEC cancels licenses of more lending, financing companies
URL: https://www.philstar.com/business/2025/06/03/2447687/sec-cancels-licenses-more-lending-financing-companies/amp/ - Cash Mart Philippines
Organization: Cash Mart
Resource: Fast Cash Loans Philippines, Best Online Loans
URL: https://cashmart.ph/ - Cash Mart FAQ
Organization: Cash Mart
Resource: Frequently Asked Questions
URL: https://cashmart.ph/faq/ - Cash Mart Campaign Product Disclosure
Organization: Cash Mart
Resource: Campaign Landing Google
URL: https://cashmart.ph/campaign-landing-google/ - Cash Mart Privacy Policy
Organization: Cash Mart
Resource: Terms of Service and Privacy Policy
URL: https://cashmart.ph/privacy-policy/ - Cash Mart Google Play Listing
Organization: Google Play / Cash Mart Asia Lending Inc.
Resource: Cash Mart
URL: https://play.google.com/store/apps/details?hl=ln&id=com.cashmart.cashmart - Cash Mart Philippines App Store Listing and Reviews
Organization: Apple App Store / Cash Mart Asia Lending Inc.
Resource: Cash Mart Philippines
URL: https://apps.apple.com/ph/app/cash-mart-philippines/id1514626499 - BSP Circular No. 1133
Organization: Bangko Sentral ng Pilipinas
Resource: Ceiling/s on Interest Rates and Other Fees Charged by Lending Companies, Financing Companies, and their Online Lending Platforms
URL: https://www.bsp.gov.ph/Regulations/Issuances/2021/1133.pdf - NPC Loan-Related Data Processing Guidance
Organization: National Privacy Commission
Resource: NPC amends Circular on the processing of personal data for loan-related transactions
URL: https://privacy.gov.ph/npc-amends-circular-on-the-processing-of-personal-data-for-loan-related-transactions/ - NPC Online-Lending Contact List Guidance
Organization: National Privacy Commission
Resource: Online lenders barred from harvesting borrowers’ phone and social-media contact list
URL: https://privacy.gov.ph/online-lenders-barred-from-harvesting-borrowers-phone-and-social-media-contact-list-says-privacy-commission/ - Credit Information Corporation Privacy Notice
Organization: Credit Information Corporation
Resource: Privacy Notice
URL: https://www.creditinfo.gov.ph/privacy-notice - Online lenders blocked from credit info system
Organization: BusinessMirror
Resource: Online lenders blocked from credit info system
URL: https://businessmirror.com.ph/2025/06/16/online-lenders-blocked-from-credit-info-system/ - SEC Memorandum Circular No. 18, Series of 2019
Organization: Securities and Exchange Commission Philippines
Resource: Prohibition on Unfair Debt Collection Practices of Financing Companies and Lending Companies
URL: https://appointment.sec.gov.ph/mc-2019/mc-no-18-s-2019-prohibition-on-unfair-debt-collection-practices-of-financing-companiesfc-and-lending-companieslc/ - NPC Complaint Filing
Organization: National Privacy Commission
Resource: File A Complaint
URL: https://privacy.gov.ph/file-a-complaint-2/
Disclaimer:This article contains affiliate links. We may earn a small commission if you apply for a loan through our links, at no extra cost to you. The information provided is for educational purposes only and does not constitute professional financial advice. Please borrow responsibly.
Last Updated on September 17, 2026 by Elena Reyes
